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• Factoring - The purchase of debts owed, or “accounts receivable,” in exchange for immediate payment at a discount. In e-commerce, the term is often applied to ISOs that offer to process credit card transactions through their own merchant account rather than through an account established by the merchant, in exchange for a percentage of the transaction or other fee. Factoring of credit card debt is illegal.
  
  
• FAQ (frequently asked questions) - A list of the answers to frequently asked questions, usually questions asked by visitors to a Web site.
  
  
• FDIC (Federal Deposit Insurance Corporation) - The federal program that protects consumers by providing insurance for bank deposits in the event that a bank becomes insolvent. All funds from PPI merchant accounts, including credit, debit (ATM) and EFT transactions are FDIC insured throughout the entire transaction process from authorization and settlement through ACH deposit into the merchant's bank account
  
  
• Features - RealCart is capable of displaying a list of features with bullets. A typical feature list might look something like this:

  Features

  • U.L. Listed
  • Lifetime Warranty
  • One size fits all

  
  
• Financial Transaction - A transaction from the acquirer to the card issuer containing all the necessary data elements for authorization, posting and reconciliation.
  
  
• Finish button - This is the button in RealCart that displays the Publishing Wizard. The Finish button can be found on RealCart’s large toolbar and it pictures a shopping cart “poppin’ a wheelie.” It is the last button on the right with the word “Finish” on it in blue with an arrow next to the cart pointing skyward.
  
  
• Finished Pages - The Finished Pages in RealCart refer to the pages that are generated and placed in the cart folder each time the store is rebuilt with the rebuild all pages button or by publishing the store.
  
  
• Firewall – a series of network security measures that establish and monitor restricted access to a network of servers.
  
  
• Form Mailer - An executable CGI program or script that turns form input into email and sends it to its intended recipient.
  
  
• Freeware - Freeware is programming that is offered at no cost. However, it is copyrighted so that you can't incorporate its programming into anything you may be developing. The least restrictive “no-cost” programs are uncopyrighted programs that are in the public domain. These include a number of small UNIX programs. When reusing public domain software in your own programs, it’s good to know the history of the program so that you can be sure it really is in the public domain.
  
  
• Frames - HTML frames allow authors to present documents in multiple views, which may be independent windows or subwindows. Multiple views offer designers a way to keep certain information visible, while other views are scrolled or replaced. For example, within the same window, one frame might display a static banner, a second a navigation menu, and a third the main document that can be scrolled through or replaced by navigating in the second frame. RealCart uses frames to allow the shopping cart to “stay put” causing less confusion for a web shopper.
  
  
• Freight Forwarder - A firm that handles export shipments for other firms.
  
  
• Front End - The user interface that appears on a Web page and allows a visitor to the site to interact with dynamic features, including databases, shopping cart programs, and online purchase processing software.
  
  
• FTP (file transfer protocol) - A set of standard codes for transferring files over the Internet. FTP is usually used for retrieving large files or files that cannot be displayed through a browser. Windows FTP and Fetch are examples of FTP software.